'nCash' is for the purpose of using paid services of Item Shop through Company website (www.netgame.com) and game clients. 'nCash' is a virtual currency provided by the Company for Netgame.com members to use paid services of Netgame.com. Purchase of 'nCash' by credit cards, Paypal and click&buy will be deposited in User's Netgame account. A. Three methods of the transaction: 1. Credit Card (U.S. Only) 2. Paypal (International Credit Card can be applied) 3. Click & Buy B. Maximum Transaction Limit In order to prevent frauds and abuse of transactions, the Company has set the limitation in transaction amounts. 1. Daily maximum per account and IP: USD 100 2. Monthly maximum per account and IP: USD 300 Note: The Company may increase the limitation upon the request of the players. C. Currency: USD 1 is equivalent to 1000 “nCash.” (Example) USD 5 = 5,000 nCash “Gift Point” is the special point that players may receive and spend to purchase some items in the item shop. A. Hero Online “Gift Points” were granted as a mean of promotion during first few months after its grand opening. No more of “Gift Points” are available except when players purchase the premium items in the item shop, and it is not transferable between players. B. The Legend of Ares Players may receive 2,000 “Gift Points” as players make their accounts with Netgame. They may use these points to purchase a few items in the item shop, and it is transferable between players.